/* ============================================================
   PLN WEALTH — Main Stylesheet
   Design reference: helloalma.com (clean white) + kuvera.in (pill buttons)
   Fonts: Playfair Display (headings) + Inter (body)
   ============================================================ */

/* ---------- CSS Variables ---------- */
:root {
  --font-primary:  "Inter", sans-serif;
  --font-display:  "Outfit", sans-serif;

  /* ── Brand colours — accent use only ── */
  --maroon:        #7B2D2D;   /* brand maroon — used for CTAs, badges, accents */
  --maroon-mid:    #9B3D3D;
  --maroon-light:  #B55050;
  --gold:          #B8860B;   /* muted gold — complementary accent */
  --gold-light:    #D4A017;
  --gold-pale:     #F0D890;

  /* Button gradient */
  --btn-gradient: linear-gradient(135deg, #9B3D3D, #7B2D2D);

  /* ── Text — dark on white, inspired by helloalma ── */
  --text-primary:   #1A1A1A;   /* near-black — headings & body */
  --text-secondary: #595959;   /* medium grey — secondary body */
  --text-muted:     #999999;   /* muted — labels, captions */

  /* ── Backgrounds — pure white dominant, zero warm tint ── */
  --bg-white:     #FFFFFF;
  --bg-light:     #F8F8F6;     /* barely-there neutral off-white */
  --bg-warm-tint: #F3F3F3;     /* neutral light grey — icon backgrounds */
  --section-grad-down: linear-gradient(180deg, #F8F8F6 0%, #FFFFFF 100%);
  --section-grad-up:   linear-gradient(0deg,   #F8F8F6 0%, #FFFFFF 100%);

  /* ── Borders & Shadows — neutral grey ── */
  --border-color: #EBEBEB;
  --shadow-card:  0 1px 6px rgba(0, 0, 0, 0.07);
  --shadow-btn:   0 2px 8px rgba(123, 45, 45, 0.22);
  --shadow-drop:  0 2px 10px rgba(0, 0, 0, 0.06);

  /* ── Radii ── */
  --radius-card: 6px;
  --radius-lg:   12px;
  --radius-btn:  28px;

  /* ── Spacing ── */
  --section-pad: 72px 0;
  --container-w: 1140px;
}

/* ---------- Reset & Base ---------- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--font-primary);
  font-size: 16px;
  color: var(--text-primary);
  background: var(--bg-white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4 {
  font-family: var(--font-display);
}

a { color: var(--maroon); text-decoration: none; }
a:hover { text-decoration: underline; }

/* Disable text selection sitewide */
body {
  -webkit-user-select: none;
  -moz-user-select: none;
  -ms-user-select: none;
  user-select: none;
}
/* Re-enable selection inside form fields */
input, textarea, select {
  -webkit-user-select: text;
  -moz-user-select: text;
  -ms-user-select: text;
  user-select: text;
}

ul { list-style: none; }

img { display: block; max-width: 100%; }

/* ---------- Utility ---------- */
.container {
  width: 100%;
  max-width: var(--container-w);
  margin: 0 auto;
  padding: 0 24px;
}

.section { padding: var(--section-pad); }

.section-label {
  display: inline-block;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--maroon);
  margin-bottom: 10px;
  font-family: var(--font-primary);
}

.section-title {
  font-size: 34px;
  font-weight: 800;
  color: var(--text-primary);
  line-height: 1.15;
  margin-bottom: 14px;
  font-family: var(--font-display);
}

.section-subtitle {
  font-size: 17px;
  color: var(--text-secondary);
  max-width: 560px;
  line-height: 1.7;
}

.text-center { text-align: center; }
.text-center .section-subtitle { margin: 0 auto; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  height: 47px;
  padding: 0 32px;
  border: none;
  border-radius: var(--radius-btn);
  font-family: var(--font-primary);
  font-size: 15px;
  font-weight: 700;
  cursor: pointer;
  transition: opacity 0.2s, box-shadow 0.2s;
  text-decoration: none;
}

.btn-primary {
  background: var(--btn-gradient);
  color: #fff;
  box-shadow: var(--shadow-btn);
}
.btn-primary:hover { opacity: 0.88; text-decoration: none; }

.btn-outline {
  background: transparent;
  color: var(--maroon);
  border: 2px solid var(--maroon);
}
.btn-outline:hover { background: var(--maroon); color: #fff; text-decoration: none; }

.btn-nav {
  height: 38px;
  padding: 0 22px;
  border-radius: var(--radius-btn);
  background: var(--btn-gradient);
  color: #fff;
  font-size: 14px;
  font-weight: 600;
  border: none;
  cursor: pointer;
}
.btn-nav:hover { opacity: 0.85; text-decoration: none; }

/* ---------- NAVBAR ---------- */
.navbar {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  height: 64px;
  background: #ffffff;
  box-shadow: 0 1px 0 rgba(0,0,0,0.08), 0 2px 8px rgba(0,0,0,0.06);
}

.navbar-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 100%;
}

.navbar-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
}

/* Actual logo image */
.navbar-logo-img {
  width: 38px;
  height: 38px;
  object-fit: contain;
  border-radius: 50%;
  flex-shrink: 0;
}

/* Fallback mark shown only when image fails to load */
.navbar-logo-mark {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: var(--gold);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 12px;
  font-weight: 700;
  color: var(--maroon);
  flex-shrink: 0;
  letter-spacing: 0.5px;
}

.navbar-logo-text {
  display: flex;
  flex-direction: column;
}

.navbar-logo-name {
  font-size: 18px;
  font-weight: 700;
  color: var(--maroon);
  line-height: 1;
}

.navbar-logo-tagline {
  font-size: 10px;
  font-weight: 400;
  color: var(--text-secondary);
  letter-spacing: 0.5px;
  line-height: 1.4;
}

.navbar-links {
  display: flex;
  align-items: center;
  gap: 32px;
}

.navbar-links a {
  font-size: 14px;
  font-weight: 500;
  color: var(--text-primary);
  text-decoration: none;
  transition: color 0.2s;
}
.navbar-links a:hover { color: var(--maroon); text-decoration: none; }

.navbar-actions {
  display: flex;
  align-items: center;
  gap: 12px;
}

/* Hamburger (mobile) */
.nav-mobile-actions {
  display: none;
  align-items: center;
  gap: 16px;
  margin-left: auto;
}
.nav-appt-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 4px;
  opacity: 0.85;
  transition: opacity 0.2s;
}
.nav-appt-icon:hover { opacity: 1; }

.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 4px;
}
.hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--maroon);
  border-radius: 2px;
  transition: 0.3s;
}

/* Mobile nav overlay */
.mobile-nav {
  display: none;
  position: fixed;
  top: 64px;
  left: 0;
  right: 0;
  background: var(--maroon);
  padding: 20px 24px 28px;
  z-index: 999;
  border-top: 1px solid rgba(255,255,255,0.1);
}
.mobile-nav.open { display: block; }
.mobile-nav a {
  display: block;
  color: rgba(255,255,255,0.85);
  font-size: 15px;
  font-weight: 500;
  padding: 12px 0;
  border-bottom: 1px solid rgba(255,255,255,0.08);
  text-decoration: none;
}
.mobile-nav a:last-child { border-bottom: none; }
.mobile-nav .btn-primary {
  display: flex;
  justify-content: center;
  width: 100%;
  margin-top: 20px;
  height: 48px;
  font-size: 15px;
}

/* ---------- HERO ---------- */
.hero {
  background: #FFFFFF;
  display: flex;
  align-items: flex-start;
  padding-top: 64px;
  position: relative;
  overflow: hidden;
}

/* No decorative overlays — keep hero clean white */
.hero::before, .hero::after { display: none; }

.hero-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  align-items: center;
  gap: 60px;
  padding: 40px 0 56px;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--bg-light);
  border: 1px solid var(--border-color);
  border-radius: 20px;
  padding: 5px 14px;
  font-size: 12px;
  font-weight: 500;
  color: var(--maroon);
  margin-bottom: 20px;
  width: fit-content;
}

.hero-badge-dot {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--gold);
}

.hero h1 {
  font-size: 52px;
  font-weight: 800;
  color: var(--text-primary);
  line-height: 1.1;
  margin-bottom: 12px;
  font-family: var(--font-display);
}

.hero h1 .accent {
  color: var(--maroon);
  display: inline;
}

.hero-subhead {
  font-size: 16px;
  font-weight: 600;
  color: var(--text-muted);
  margin-bottom: 16px;
  letter-spacing: 0.02em;
}

.hero-sub {
  font-size: 17px;
  color: var(--text-secondary);
  line-height: 1.75;
  margin-bottom: 36px;
  max-width: 460px;
}

.hero-ctas {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 12px;
}

.hero-cta-wrap {
  display: inline-flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 10px;
}

.hero-cta-trust {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-size: 12px;
  font-weight: 500;
  color: var(--text-muted);
  flex-wrap: wrap;
}

.hero-cta-divider {
  color: var(--border-color);
  font-size: 11px;
}

.hero-ctas .btn-outline {
  color: var(--text-primary);
  border-color: var(--border-color);
}
.hero-ctas .btn-outline:hover {
  background: var(--text-primary);
  color: #fff;
  border-color: var(--text-primary);
}

.hero-stats {
  display: flex;
  gap: 32px;
  margin-top: 48px;
  padding-top: 32px;
  border-top: 1px solid var(--border-color);
}

.hero-stat-value {
  font-size: 26px;
  font-weight: 700;
  color: var(--text-primary);
  line-height: 1;
  margin-bottom: 4px;
  font-family: var(--font-display);
}

.hero-stat-label {
  font-size: 12px;
  color: var(--text-muted);
  letter-spacing: 0.5px;
}

/* Hero visual panel */
/* Hero advisor panel (right column) */
.hero-advisor-panel {
  display: flex;
  align-items: center;
  justify-content: center;
  padding-top: 72px;
}

.advisor-card {
  background: #FFFFFF;
  border: 1px solid var(--border-color);
  border-top: 3px solid var(--gold);
  border-radius: 16px;
  padding: 36px 32px;
  width: 100%;
  box-shadow: 0 8px 32px rgba(0,0,0,0.08);
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.advisor-card-top {
  display: flex;
  align-items: center;
  gap: 12px;
}

.advisor-wave { font-size: 28px; line-height: 1; }

.advisor-tag {
  display: inline-block;
  background: rgba(107,26,26,0.06);
  border: 1px solid rgba(107,26,26,0.15);
  color: var(--maroon);
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.8px;
  text-transform: uppercase;
  border-radius: 20px;
  padding: 4px 12px;
}

.advisor-body {
  font-size: 15px;
  color: var(--text-secondary);
  line-height: 1.75;
}

.advisor-checklist {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.advisor-checklist li {
  font-size: 14px;
  color: var(--text-secondary);
  display: flex;
  align-items: center;
  gap: 8px;
}
.advisor-checklist li::before {
  content: "✔";
  color: var(--maroon);
  font-weight: 700;
  flex-shrink: 0;
}

.advisor-divider {
  height: 1px;
  background: var(--border-color);
}

.advisor-footer {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
}

.advisor-arn-label {
  display: block;
  font-size: 11px;
  color: rgba(255,255,255,0.45);
  letter-spacing: 0.5px;
  margin-bottom: 2px;
}

.advisor-arn-value {
  display: block;
  font-size: 15px;
  font-weight: 700;
  color: var(--gold-light);
}

.mock-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 28px;
}
.mock-header-label { font-size: 12px; color: rgba(255,255,255,0.55); }
.mock-header-value { font-size: 20px; font-weight: 700; color: #fff; }
.mock-sub { font-size: 11px; color: rgba(255,255,255,0.45); margin-top: 2px; }

.mock-chip {
  background: rgba(18, 166, 114, 0.22);
  color: #5ecfa0;
  border-radius: 12px;
  padding: 4px 10px;
  font-size: 12px;
  font-weight: 600;
}

.mock-bar-row {
  display: flex;
  flex-direction: column;
  gap: 14px;
  margin-bottom: 24px;
}
.mock-bar-meta {
  display: flex;
  justify-content: space-between;
  font-size: 12px;
  color: rgba(255,255,255,0.65);
  margin-bottom: 6px;
}
.mock-bar-track {
  height: 6px;
  border-radius: 4px;
  background: rgba(255,255,255,0.1);
  overflow: hidden;
}
.mock-bar-fill { height: 100%; border-radius: 4px; }

/* Use gold for the primary bar */
.fill-blue  { background: var(--btn-gradient); }
.fill-green { background: linear-gradient(90deg, #12a672, #76c71f); }
.fill-warn  { background: linear-gradient(90deg, #f49c3f, #ffb21f); }

.mock-footer {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: 18px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.mock-footer-label { font-size: 12px; color: rgba(255,255,255,0.45); }
.mock-footer-action {
  background: var(--btn-gradient);
  color: #fff;
  border: none;
  border-radius: 20px;
  padding: 8px 18px;
  font-size: 13px;
  font-weight: 600;
  cursor: pointer;
}
.mock-footer-action a { color: #fff; text-decoration: none; }

/* floating badge */
.hero-floating-badge {
  position: absolute;
  top: -16px;
  right: -16px;
  background: #fff;
  border: 1px solid var(--border-color);
  border-radius: 10px;
  padding: 12px 16px;
  font-size: 12px;
  color: var(--text-muted);
  text-align: center;
  box-shadow: var(--shadow-drop);
}
.hero-floating-badge strong {
  display: block;
  font-size: 20px;
  color: var(--maroon);
  margin-bottom: 2px;
}

/* ---------- ABOUT / PLN STORY ---------- */
.about {
  background: var(--bg-light);
  overflow-x: hidden;
}

.about-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

.about-visual { position: relative; }

.about-logo-reveal {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 18px;
}
.about-logo-thumb {
  width: 58px;
  height: 58px;
  border-radius: 50%;
  flex-shrink: 0;
  box-shadow: 0 2px 10px rgba(184,134,11,0.25);
}
.about-logo-caption {
  display: flex;
  flex-direction: column;
  gap: 3px;
}
.about-logo-caption-label {
  font-size: 13px;
  font-weight: 700;
  color: var(--maroon);
  letter-spacing: 0.02em;
  text-transform: uppercase;
}
.about-logo-caption-sub {
  font-size: 12px;
  color: var(--text-secondary);
  line-height: 1.45;
}

/* ── Option 1: initial (pre-scroll) state ── */
.about-card-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0;
  background: rgba(184, 134, 11, 0.22);
  border-radius: 20px;
  overflow: hidden;
  transition: gap 0.7s cubic-bezier(0.22, 1, 0.36, 1),
              border-radius 0.7s cubic-bezier(0.22, 1, 0.36, 1);
}
/* ── Option 1: visible (post-scroll) state ── */
.about-card-grid.cards-visible {
  gap: 7px;
  border-radius: 28px;
}
/* ── Option 3: cross-glow on any card hover ── */

.about-card {
  position: relative;
  background: #FDFAF5;
  border: none;
  border-radius: 0;
  padding: 28px 20px;
  text-align: center;
  opacity: 0;
  transform: scale(0.9);
  transition: opacity 0.45s ease, transform 0.5s cubic-bezier(0.34, 1.4, 0.64, 1), background 0.2s;
}
.about-card-grid.cards-visible .about-card        { opacity: 1; transform: scale(1); }
.about-card-grid.cards-visible .about-card:nth-child(1) { transition-delay: 0.05s; }
.about-card-grid.cards-visible .about-card:nth-child(2) { transition-delay: 0.13s; }
.about-card-grid.cards-visible .about-card:nth-child(3) { transition-delay: 0.21s; }
.about-card-grid.cards-visible .about-card:nth-child(4) { transition-delay: 0.29s; }

/* ── Option 2: PLN letter badge ── */
.about-card-letter {
  position: absolute;
  top: 10px;
  right: 13px;
  font-size: 11px;
  font-weight: 700;
  color: var(--maroon);
  opacity: 0.45;
  letter-spacing: 0.04em;
  font-family: var(--font-heading);
}

.about-card-icon { font-size: 32px; margin-bottom: 10px; }

.about-card-title {
  font-size: 14px;
  font-weight: 600;
  color: var(--text-primary);
  margin-bottom: 4px;
}

.about-card-desc {
  font-size: 12px;
  color: var(--text-secondary);
}

.about-card.highlight {
  background: #FDF5E6;
}
.about-card.highlight .about-card-title { color: var(--maroon); }
.about-card.highlight .about-card-desc  { color: var(--text-secondary); }

.about-pln-list {
  list-style: disc;
  padding-left: 18px;
  margin: 16px 0 0;
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.about-pln-list li {
  font-size: 14px;
  color: var(--text-secondary);
  line-height: 1.55;
}
.about-pln-list li::marker {
  color: var(--maroon);
}
.about-pln-list strong { color: var(--maroon); }

.about-reg-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--bg-light);
  border: 1px solid var(--border-color);
  border-radius: 6px;
  padding: 10px 14px;
  font-size: 13px;
  color: var(--text-primary);
  margin-top: 28px;
}
.about-reg-badge svg { color: var(--gold); }
.about-reg-badge strong { color: var(--maroon); }

.about-pillars {
  display: flex;
  gap: 24px;
  margin-top: 32px;
}

.pillar { text-align: center; flex: 1; }

.pillar-letter {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--btn-gradient);
  color: #fff;
  font-size: 18px;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 10px;
}

.pillar-word {
  font-size: 13px;
  font-weight: 600;
  color: var(--text-primary);
  margin-bottom: 2px;
}

.pillar-desc {
  font-size: 12px;
  color: var(--text-secondary);
  line-height: 1.5;
}

/* ---------- SERVICES ---------- */
.services { background: var(--bg-white); }

.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 48px;
}

.service-card {
  background: var(--bg-white);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-card);
  padding: 32px 28px;
  box-shadow: var(--shadow-card);
  transition: transform 0.25s, box-shadow 0.25s;
  position: relative;
  overflow: hidden;
}

.service-card::before {
  content: "";
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: var(--btn-gradient);
  opacity: 0;
  transition: opacity 0.25s;
}
.service-card:hover { transform: translateY(-6px); box-shadow: 0 8px 24px rgba(107,26,26,0.13); }
.service-card:hover::before { opacity: 1; }

.service-icon {
  width: 56px;
  height: 56px;
  border-radius: 14px;
  background: var(--bg-warm-tint);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 26px;
  margin-bottom: 20px;
  transition: background 0.25s;
}
.service-card:hover .service-icon { background: rgba(200,144,10,0.12); }

.service-title {
  font-size: 17px;
  font-weight: 700;
  color: var(--text-primary);
  margin-bottom: 10px;
  font-family: var(--font-display);
}

.service-desc {
  font-size: 14px;
  color: var(--text-secondary);
  line-height: 1.65;
  margin-bottom: 20px;
}

.service-link {
  font-size: 13px;
  font-weight: 600;
  color: var(--gold);
  display: inline-flex;
  align-items: center;
  gap: 4px;
  text-decoration: none;
}
.service-link:hover { text-decoration: underline; }

/* ---------- GOALS ---------- */
.goals { background: var(--bg-light); }

.goals-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin-top: 48px;
}

.goal-card {
  background: var(--bg-white);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: 28px 22px;
  box-shadow: var(--shadow-card);
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 12px;
  transition: transform 0.2s;
  cursor: default;
}
.goal-card:hover { transform: translateY(-4px); }

.goal-emoji { font-size: 36px; line-height: 1; }

.goal-title {
  font-size: 16px;
  font-weight: 700;
  color: var(--text-primary);
  font-family: var(--font-display);
}

.goal-desc {
  font-size: 13px;
  color: var(--text-secondary);
  line-height: 1.6;
}

/* ---------- CALCULATORS ---------- */
.calculators { background: var(--bg-white); }

.calc-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin-top: 32px;
}

.calc-card {
  border: 1px solid var(--border-color);
  border-radius: var(--radius-card);
  padding: 28px;
  display: flex;
  flex-direction: column;
  gap: 10px;
  box-shadow: var(--shadow-card);
  background: var(--bg-white);
  transition: transform 0.2s, box-shadow 0.2s;
  text-decoration: none;
  color: inherit;
}
.calc-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 6px 20px rgba(107,26,26,0.12);
  text-decoration: none;
}

.calc-icon {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: var(--bg-warm-tint);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
}

/* INR symbol variant — styled text instead of emoji */
.calc-icon-inr {
  font-size: 20px;
  font-weight: 700;
  font-family: var(--font-primary);
  color: var(--maroon);
}

.calc-title {
  font-size: 15px;
  font-weight: 700;
  color: var(--text-primary);
}

.calc-desc {
  font-size: 13px;
  color: var(--text-secondary);
  line-height: 1.55;
  flex: 1;
}

.calc-action {
  font-size: 13px;
  font-weight: 600;
  color: var(--gold);
  margin-top: 4px;
}

/* ---------- GALLERY ---------- */
.gallery { background: var(--bg-light); }

/* Wrapper — positions the nav arrows */
.gallery-slider-wrap {
  position: relative;
  margin-top: 32px;
}

/* Viewport — clips the track */
.gallery-slider {
  overflow: hidden;
  border-radius: 12px;
  box-shadow: 0 4px 24px rgba(0,0,0,0.10);
  background: #EDE8E1;
}

/* Track — all slides side by side */
.gallery-track {
  display: flex;
  transition: transform 0.45s cubic-bezier(0.4, 0, 0.2, 1);
  will-change: transform;
}

/* Each slide */
.gallery-slide {
  min-width: 100%;
  position: relative;
  user-select: none;
}

.gallery-slide img {
  width: 100%;
  height: 580px;
  object-fit: contain;        /* show full image — no cropping */
  object-position: center;
  background: #EDE8E1;        /* neutral warm letterbox */
  display: block;
}

/* Caption bar */
.gallery-caption {
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  background: linear-gradient(to top, rgba(107,26,26,0.92) 0%, transparent 100%);
  color: #fff;
  font-size: 15px;
  font-weight: 600;
  padding: 32px 28px 18px;
  pointer-events: none;
}

/* Prev / Next arrow buttons */
.gallery-nav {
  position: absolute;
  top: 50%;
  transform: translateY(-50%);
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: #fff;
  border: 2px solid var(--border-color);
  color: var(--maroon);
  font-size: 20px;
  font-weight: 700;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 2px 10px rgba(0,0,0,0.15);
  transition: background 0.2s, color 0.2s, transform 0.2s;
  z-index: 10;
  line-height: 1;
}
.gallery-nav:hover {
  background: var(--maroon);
  color: #fff;
  border-color: var(--maroon);
  transform: translateY(-50%) scale(1.08);
}
.gallery-nav:disabled {
  opacity: 0.35;
  cursor: not-allowed;
  transform: translateY(-50%);
}
.gallery-prev { left: -24px; }
.gallery-next { right: -24px; }

/* Footer: counter + dots */
.gallery-footer {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 20px;
  margin-top: 20px;
}

.gallery-counter {
  font-size: 13px;
  font-weight: 500;
  color: var(--text-muted);
  min-width: 40px;
  text-align: center;
}

.gallery-dots {
  display: flex;
  align-items: center;
  gap: 8px;
}

.gallery-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--border-color);
  border: none;
  cursor: pointer;
  padding: 0;
  transition: background 0.2s, transform 0.2s, width 0.25s;
}
.gallery-dot.active {
  background: var(--maroon);
  width: 24px;
  border-radius: 4px;
  transform: none;
}


/* Play/Pause button + progress ring */
.gallery-playpause-wrap {
  position: relative;
  width: 44px;
  height: 44px;
  flex-shrink: 0;
}

.gallery-playpause-wrap .gallery-playpause {
  position: absolute;
  inset: 4px;          /* sits inside the ring with a small gap */
  width: auto;
  height: auto;
  border-radius: 50%;
  border: none;        /* border is now handled by the SVG ring */
  background: #fff;
  color: var(--maroon);
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 1px 4px rgba(0,0,0,0.12);
  transition: background 0.2s, color 0.2s;
  padding: 0;
}
.gallery-playpause-wrap .gallery-playpause:hover {
  background: var(--maroon);
  color: #fff;
}
.gallery-playpause-wrap .gallery-playpause svg {
  width: 13px;
  height: 13px;
  display: block;
}

.gallery-progress-ring {
  position: absolute;
  top: 0; left: 0;
  width: 44px;
  height: 44px;
  pointer-events: none;
  overflow: visible;
}

.ring-track {
  fill: none;
  stroke: #E5D0A8;     /* light warm-gold track — always visible */
  stroke-width: 3;
}

.ring-fill {
  fill: none;
  stroke: var(--gold);  /* bright gold fill sweeps around as countdown runs */
  stroke-width: 3.5;
  stroke-linecap: round;
  transform: rotate(-90deg);
  transform-origin: 50% 50%;
  /* no CSS transition — JS drives it with rAF for smooth linear motion */
}

/* ---------- CONTACT ---------- */
.contact { background: #FFFFFF; overflow-x: hidden; }

.contact-heading { margin-bottom: 40px; }

.contact-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: center;
}
.contact-inner > * { min-width: 0; }

.contact-item {
  display: flex;
  align-items: flex-start;
  justify-content: center;
  gap: 16px;
  margin-bottom: 28px;
}

.contact-icon {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: var(--bg-warm-tint);
  border: 1px solid var(--border-color);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  flex-shrink: 0;
}

.contact-label {
  font-size: 12px;
  font-weight: 500;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 4px;
}

.contact-value {
  font-size: 15px;
  font-weight: 500;
  color: var(--text-primary);
  line-height: 1.5;
}
.contact-value a { color: var(--gold); }

.contact-cta-box {
  background: linear-gradient(135deg, var(--maroon) 0%, var(--maroon-mid) 100%);
  border-radius: var(--radius-lg);
  padding: 40px 36px;
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.contact-cta-box h3 {
  font-size: 22px;
  font-weight: 700;
  color: #fff;
}

.contact-cta-box p {
  font-size: 14px;
  color: rgba(255,255,255,0.65);
  line-height: 1.7;
}

.contact-cta-box .btn-primary { align-self: flex-start; margin-top: 8px; }

.directions-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-top: 10px;
  font-size: 13px;
  font-weight: 600;
  color: var(--gold);
  text-decoration: none;
  border: 1px solid rgba(200,144,10,0.35);
  border-radius: var(--radius-btn);
  padding: 6px 14px;
  transition: background 0.2s, color 0.2s;
  width: fit-content;
}
.directions-link:hover {
  background: var(--gold);
  color: #fff;
  border-color: var(--gold);
  text-decoration: none;
}

.hours-table { margin-top: 8px; width: 100%; }
.hours-table tr td {
  font-size: 14px;
  padding: 5px 0;
  color: var(--text-secondary);
}
.hours-table tr td:first-child {
  font-weight: 500;
  color: var(--text-primary);
  width: 110px;
}

/* ---------- FOOTER ---------- */
.footer {
  background: var(--maroon);
  padding: 20px 0 12px;
}

.footer-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 48px;
  padding-bottom: 14px;
  border-bottom: 1px solid rgba(255,255,255,0.1);
}

/* Logo in footer */
.footer-logo-wrap {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 6px;
}
.footer-logo-img {
  width: 36px;
  height: 36px;
  object-fit: contain;
  border-radius: 50%;
}
.footer-logo-fallback {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--gold);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 11px;
  font-weight: 700;
  color: var(--maroon);
  letter-spacing: 0.5px;
}

.footer-brand-name {
  font-size: 20px;
  font-weight: 700;
  color: #fff;
}

.footer-brand-tag {
  font-size: 13px;
  color: rgba(255,255,255,0.45);
  line-height: 1.6;
  margin-bottom: 8px;
  max-width: 260px;
}

.footer-reg {
  display: block;
  font-size: 13px;
  color: rgba(255,255,255,0.65);
}
.footer-reg strong { color: var(--gold-light); }

.footer-col-title {
  font-size: 13px;
  font-weight: 600;
  color: rgba(255,255,255,0.5);
  text-transform: uppercase;
  letter-spacing: 1.5px;
  margin-bottom: 20px;
}

.footer-col ul { display: flex; flex-direction: column; gap: 12px; list-style: none; padding: 0; margin: 0; }

.footer-col ul li a {
  font-size: 14px;
  color: rgba(255,255,255,0.7);
  text-decoration: none;
  transition: color 0.2s;
}
.footer-col ul li a:hover { color: var(--gold-light); text-decoration: none; }

.footer-bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-top: 10px;
}

.footer-disclaimer { font-size: 13px; color: rgba(255,255,255,0.55); }
.footer-copy { font-size: 13px; color: rgba(255,255,255,0.4); }

/* ---------- SCROLL-TO-TOP ---------- */
.scroll-top {
  position: fixed;
  bottom: 28px;
  right: 28px;
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--btn-gradient);
  color: #fff;
  border: none;
  cursor: pointer;
  font-size: 20px;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: var(--shadow-btn);
  opacity: 0;
  transform: translateY(20px);
  transition: opacity 0.3s, transform 0.3s;
  pointer-events: none;
  z-index: 800;
}
.scroll-top.visible {
  opacity: 1;
  transform: translateY(0);
  pointer-events: auto;
}

/* ---------- RESPONSIVE ---------- */
@media (max-width: 1024px) {
  .services-grid,
  .goals-grid,
  .calc-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-inner { flex-wrap: wrap; gap: 32px; }
  .gallery-slide img { height: 460px; }
}

@media (max-width: 768px) {
  :root { --section-pad: 40px 0; }

  .navbar-links,
  .navbar-actions { display: none; }
  .nav-mobile-actions { display: flex; }
  .hamburger { display: flex; }

  .hero-inner {
    grid-template-columns: 1fr;
    padding: 32px 0 32px;
    gap: 28px;
  }
  .hero h1 { font-size: 32px; white-space: normal; }
  .hero-stats { gap: 20px; flex-wrap: wrap; }
  /* On mobile: advisor card is full-width below the hero content */
  .advisor-card { padding: 28px 24px; }
  .advisor-heading { font-size: 19px; }
  .advisor-body { font-size: 14px; }

  .about-inner { grid-template-columns: 1fr; gap: 24px; }
  .about-visual { order: -1; width: 100%; max-width: 100%; overflow: hidden; }
  .about-card-grid { width: 100%; }

  .services-grid,
  .goals-grid,
  .calc-grid { grid-template-columns: 1fr; }

  .gallery-slide img { height: 340px; }
  .gallery-prev { left: 8px; }
  .gallery-next { right: 8px; }

  .contact-inner { gap: 16px; grid-template-columns: 1fr; }
  .whatsapp-cta { align-items: flex-start; padding: 0; }
  .contact-heading { margin-bottom: 28px; }
  .booking-form-wrap { width: 100%; max-width: 100%; box-sizing: border-box; }
  .section-title { font-size: 26px; }

  .footer-inner { flex-direction: column; align-items: center; gap: 12px; text-align: center; }
  .footer-reg { text-align: center; }
  .footer-bottom { flex-direction: column; gap: 8px; text-align: center; }
  .footer-disclaimer { text-align: center; }
}

@media (max-width: 480px) {
  .hero h1 { font-size: 26px; white-space: normal; }
  .about-card { padding: 20px 14px; }
  .hero-ctas { flex-direction: column; align-items: flex-start; }
  .about-pillars { flex-direction: column; gap: 16px; }
  .pillar { display: flex; align-items: center; gap: 16px; text-align: left; }
  .pillar-letter { flex-shrink: 0; margin: 0; }
}

/* ---------- HERO WAVE DIVIDER ---------- */
.hero-wave {
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  line-height: 0;
  pointer-events: none;
}
.hero-wave svg {
  display: block;
  width: 100%;
  height: 56px;
}

/* ---------- WHY PLN (ACCORDION) ---------- */
.why-section { background: var(--bg-white); }

.why-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

.why-accordion .section-label { display: block; margin-bottom: 10px; }
.why-accordion .section-title { margin-bottom: 32px; }

.why-list {
  list-style: none;
  padding: 0;
  margin: 28px 0 0;
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.why-list-item {
  display: flex;
  align-items: flex-start;
  gap: 16px;
}

.why-list-num {
  flex-shrink: 0;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--maroon);
  color: #fff;
  font-size: 14px;
  font-weight: 700;
  font-family: var(--font-display);
  display: flex;
  align-items: center;
  justify-content: center;
}

.why-list-title {
  font-size: 15px;
  font-weight: 700;
  color: var(--text-primary);
  display: block;
  margin-bottom: 3px;
}

.why-list-desc {
  font-size: 14px;
  color: var(--text-secondary);
  line-height: 1.6;
  margin: 0;
}

/* Illustration column */
.why-illustration {
  display: flex;
  align-items: center;
  justify-content: center;
}
.why-illustration svg {
  width: 100%;
  max-width: 380px;
  height: auto;
}

/* ---------- HOW WE WORK ---------- */
.how-section { background: var(--bg-light); }

/* Process card container */
.process-card {
  background: #FFFFFF;
  border: 1px solid rgba(184,134,11,0.28);
  border-radius: 24px;
  padding: 52px 48px 40px;
  box-shadow: 0 4px 24px rgba(0,0,0,0.05);
}

/* 6-step flow */
.how-steps {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 8px;
  position: relative;
  margin-bottom: 40px;
}

/* Gold connecting line */
.how-steps::before {
  content: "";
  position: absolute;
  top: 46px;
  left: calc(100% / 12);
  right: calc(100% / 12);
  height: 2px;
  background: linear-gradient(90deg, var(--gold), rgba(184,134,11,0.4), var(--gold));
  z-index: 0;
}

.how-step {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  position: relative;
  z-index: 1;
}

/* Circle icon */
.how-step-circle {
  width: 92px;
  height: 92px;
  border-radius: 50%;
  background: #FDF8EE;
  border: 2px solid rgba(184,134,11,0.3);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
  box-shadow: 0 2px 10px rgba(184,134,11,0.08);
  transition: box-shadow 0.2s, border-color 0.2s;
  position: relative;
  z-index: 2;
}
.how-step:hover .how-step-circle {
  border-color: var(--gold);
  box-shadow: 0 4px 18px rgba(184,134,11,0.22);
}

/* First circle: bold gold border — start of journey */
.how-step-circle.step-first {
  border: 2.5px solid var(--gold);
  background: #FDF8EE;
  box-shadow: 0 2px 14px rgba(184,134,11,0.18);
}

/* Last circle: maroon tint — completion (opaque bg to hide line) */
.how-step-circle.step-last {
  border: 2px solid rgba(123,45,45,0.35);
  background: #F9F3F3;
}

.how-step-title {
  font-size: 14px;
  font-weight: 700;
  color: var(--text-primary);
  margin-bottom: 6px;
  font-family: var(--font-display);
}

.how-step-desc {
  font-size: 12px;
  color: var(--text-secondary);
  line-height: 1.55;
  max-width: 130px;
}

/* Closing tagline */
.process-closing {
  border-top: 1px solid rgba(184,134,11,0.2);
  padding-top: 24px;
  text-align: center;
  font-size: 15px;
  font-weight: 500;
  color: var(--text-secondary);
  font-style: italic;
}

/* ---------- WHATSAPP CTA ---------- */
.whatsapp-cta {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 12px;
  padding: 8px 0 0;
  height: 100%;
}

.whatsapp-btn {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  background: #4a7a4a;
  color: #fff;
  font-size: 15px;
  font-weight: 600;
  padding: 14px 28px;
  border-radius: var(--radius-btn);
  text-decoration: none;
  transition: background 0.2s, box-shadow 0.2s;
  box-shadow: 0 2px 12px rgba(74,122,74,0.25);
}
.whatsapp-btn:hover {
  background: #3a6a3a;
  text-decoration: none;
  color: #fff;
}

.whatsapp-note {
  font-size: 12px;
  color: var(--text-muted);
  margin: 0;
}

/* ---------- BOOKING FORM ---------- */
.booking-form-wrap {
  background: var(--bg-light);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: 36px 40px;
}

.booking-form-wrap h3 {
  font-size: 22px;
  font-weight: 700;
  color: var(--text-primary);
  margin-bottom: 6px;
  font-family: var(--font-display);
}

.booking-form-wrap > p {
  font-size: 14px;
  color: var(--text-secondary);
  margin-bottom: 28px;
  line-height: 1.6;
}

.form-group {
  margin-bottom: 18px;
}

.form-label {
  display: block;
  font-size: 13px;
  font-weight: 600;
  color: var(--text-primary);
  margin-bottom: 6px;
}

.form-input,
.form-select,
.form-textarea {
  width: 100%;
  padding: 11px 14px;
  border: 1.5px solid var(--border-color);
  border-radius: 8px;
  font-family: var(--font-primary);
  font-size: 14px;
  color: var(--text-primary);
  background: var(--bg-white);
  transition: border-color 0.2s, box-shadow 0.2s;
  outline: none;
}
.form-input:focus,
.form-select:focus,
.form-textarea:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(200,144,10,0.12);
}
.form-input.error,
.form-select.error,
.form-textarea.error {
  border-color: #C0392B;
}

.form-textarea { resize: vertical; min-height: 90px; }

.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }

.form-radio-group {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-top: 4px;
}

.form-radio-row {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.form-radio-label {
  display: flex;
  align-items: center;
  gap: 7px;
  font-size: 14px;
  color: var(--text-secondary);
  cursor: pointer;
  padding: 9px 16px;
  border: 1.5px solid var(--border-color);
  border-radius: var(--radius-btn);
  transition: border-color 0.2s, background 0.2s, color 0.2s;
  user-select: none;
}
.form-radio-label:hover {
  border-color: var(--maroon);
  color: var(--text-primary);
}
.form-radio-label input[type="radio"],
.form-radio-label input[type="checkbox"] { display: none; }
.form-radio-label { white-space: nowrap; }
.form-radio-label:has(input:checked) {
  border-color: var(--maroon);
  background: rgba(123,45,45,0.05);
  color: var(--maroon);
  font-weight: 600;
}
.radio-icon { font-size: 16px; line-height: 1; }

.form-optional {
  font-size: 11px;
  font-weight: 400;
  color: var(--text-muted);
  margin-left: 4px;
}

.form-required {
  color: #C0392B;
  font-weight: 600;
  margin-left: 2px;
}

.form-submit-btn {
  width: 100%;
  height: 48px;
  background: var(--btn-gradient);
  color: #fff;
  border: none;
  border-radius: var(--radius-btn);
  font-family: var(--font-primary);
  font-size: 15px;
  font-weight: 700;
  cursor: pointer;
  margin-top: 8px;
  transition: opacity 0.2s, box-shadow 0.2s;
  box-shadow: var(--shadow-btn);
}
.form-submit-btn:hover { opacity: 0.88; }
.form-submit-btn:disabled { opacity: 0.6; cursor: not-allowed; }

.form-success {
  display: none;
  text-align: center;
  padding: 40px 20px;
}
.form-success-icon { font-size: 48px; margin-bottom: 16px; }
.form-success h4 {
  font-size: 20px;
  font-weight: 700;
  color: var(--text-primary);
  margin-bottom: 10px;
  font-family: var(--font-display);
}
.form-success p {
  font-size: 14px;
  color: var(--text-secondary);
  line-height: 1.6;
}

.form-note {
  font-size: 11px;
  color: var(--text-muted);
  margin-top: 12px;
  text-align: center;
  line-height: 1.5;
}

.form-error {
  display: block;
  font-size: 11.5px;
  color: #C0392B;
  margin-top: 5px;
  min-height: 0;
  line-height: 1.4;
}

/* ---------- RESPONSIVE — NEW SECTIONS ---------- */
@media (max-width: 1024px) {
  .how-steps { grid-template-columns: repeat(3, 1fr); }
  .how-steps::before { display: none; }
  .process-card { padding: 40px 32px 32px; }
  .why-inner { gap: 48px; }
}

@media (max-width: 768px) {
  .why-inner { grid-template-columns: 1fr; }
  .why-illustration { display: none; }
  .how-steps { grid-template-columns: repeat(2, 1fr); gap: 20px; }
  .how-steps::before { display: none; }
  .process-card { padding: 32px 22px 28px; }
  .booking-form-wrap { padding: 28px 22px; }
  .form-row { grid-template-columns: 1fr; }
}

@media (max-width: 480px) {
  .how-steps { grid-template-columns: 1fr 1fr; gap: 16px; }
  .how-step-circle { width: 72px; height: 72px; font-size: 28px; }
}